My letter of complaint to terrible customer service/experience from Npower and CEO Paul Massara
Dear Paul I’ve now spent around 1.5 hrs on the phone to 2 of your staff members complaining about bills, charges and general bad customer experience from your company. My name is Lynn James,Address details I was told I’m ‘not allowed’ to email you. Really, as a customer whom pays you around £1200 each year […]
Everything comes back to Mathematics, Logic & Excel
I’ve just had a lightbulb moment of absolute clarity. Its been building over the past couple of weeks, and its just struck me like a bolt of lightning. It woke me at 2am in the morning, I was stressing about about a big work problem. And the solution was all about maths/logic and a spreadsheet and stating my assumptions. […]
Read about a brilliant long lasting lipstick from Boots No 17 priced @ £4.49!

Welcome back to my money saving blog. Everyone who love lipstick and make-up, this is a good one for you 🙂 A few months ago a friend at Boots asked me to try a few of her no 17 beauty products. Now anyone who knows me knows that I love make-up (and bags and technology to […]
When Do Things Get Easier as a Parent?
Just a bit of fun……I had a lightbulb moment recently when Jack our 18 month old climbed in the car by himself and climbed up into his seat 🙂 Cant quite do the seatbelt up but this does make my life ALOT easier! Its the small things and when they add up…. life becomes easier. […]
Money Saving Ideas for Fathers Day
One week to go guys.. and who has organised anything? Not many of you I reckon, I’ve definitely done nothing.. but have thought about it alot 🙂 Fathers day is always bitter/sweet for me as my dad passed away pretty much 18 years to the day, 29th May 1996. But it becomes a whole different […]
My life as a full time working mum of three (boys!)

It’s 7:55am on a Sunday morning and I’m the only one awake, what a luxury. There’s about 20 things I could think of I could be doing…various tidying house tasks, but no I’ve decided to sit here and write a blog post on my life as a full time working mum of three boys! A […]
Project Extension is complete!! The building surveyor form the council signed it off today:-)

Project Extension is complete!! Yippee we are finally done. All work is completed, the estate agents have been in to value and the building surveyors have signed everything off today. We started work way back on October 14th 2013. 7 months on the final touches are made to the outside. This was once the mudbath, […]
There are new rules when applying for a mortgage/remortgage. Explained here.
We are very fortunate to have finally finished the extension work on our house. So I have taken the opportunity to get the house valued and with the new value we will have a much higher proportion of equity value. Which should equal a better mortgage rate. So the good news is that our […]
Swopping Energy Providers – Follow this process, I just save £291 per year!!
I have talked about this subject in the past…I have urged you all to swop at least once a year. But do I follow my own advice? Well I try to…but maybe not this time, I could offer excuses of lack of time and the house extension. But no I could have done this earlier…and […]
Blog 6 February Update on the Mummypenny Extension
So January is over, well more than over its the 6th of Feb…thankfully!! I really dislike this time of the year and struggle if I’m honest to stay happy and motivated. Work is always a challenge, the weather is bad, I’ve put on weight after Christmas..and to top it all the extension still isn’t finished!!!! […]
The Joys of Cashback – Money for nothing, no really!!

At the beginning of January I posted 10 top tips to save money this year. Hopefully you all read it but I’m here today to talk to you about one of my personal favourites; cashback sites; it really is money for nothing! Is cashback too good to be true? So who out there has heard […]
New Year Personal Finances Overhaul – Top 10 Tips to save you £100’s

So its the last few hours of 2013, maybe you’re looking forward to a celebration of new years eve, or maybe some quiet time with a glass of wine in front of a film? Whatever you are doing its a great time to reflect on many things. And maybe one of those things should be […]