Mrs MummyPenny – Personal Finance Expert

A business founded by Lynn Beattie in 2013. Mum of three boys living in Hertfordshire. 

She left the corporate world in June 2015 to launch Mrs MummyPenny. Prior to setting up the company, she worked for 16 years in commercial finance roles with EE, Tesco, and HSBC. She qualified as an ACMA management accountant in 2002, shortly after finishing her mathematics degree from Brunel University.

She helps millions of people to save money in the day-to-day now and for their future financial freedom.  

Do not be fooled into thinking this was easy. Creating a successful business took years of perseverance and determination. Years of building trust and relationships with readers, followers, and business partners. To all of whom I am eternally grateful.


My Most Read posts

How I saved £7500 in 6 months 

How to survive the Salary drop when you go on Maternity Leave.

5 way to save money on childrens birthday parties

The best Aldi dupes ever

Personal Finance Top Tips

Here are my top personal finance/money-saving/budgeting tips to help you get started on your money-saving journey.

Create a realistic budget

Excel is always great for setting up these kinds of things. Write down everything you spend money on create a budget and stick to it. Keep a check on it every couple of weeks or once a month to look at where you are spending your money and on what.  You can then assess where you are spending too much money and where savings can be made. If the creation of a budget spreads is too much, I have done all the work for you! Click here for a budget sheet from my google drive.  For more detail check out this post

Cancel All Non-Essential Direct Debits

Go through your direct debits and cancel everything that you don’t need. 

Get a Better Deal on your Essential Direct Debits

Next, get better deals on all of your essential direct debits.

When is your contract end date? If out of contract you can switch and save, very few companies reward you for loyalty. Can you get a better mobile phone deal or broadband deal? Can you save on home, car, life, or pet insurance? Lock in a fixed-rate mortgage deal, maybe with another bank for a better deal.

(All of these links are affiliate links where you and I split the referral fee, Trussle Mortgage broker is £200 each for example) 

Set up a cashback account

Whenever you buy anything online buy it through your cashback account. You will then receive a % of your spend back in cashback which you can transfer into your bank account or transfer into online vouchers. I use  Topcashback (click on this affiliate link to set up an account) which offers the highest payout rates. I have earned £6k in ten years in cash back. This comes from online spending such as mobile phones, insurance, children’s clothes, and even pizza. Anything bought online.

Sell for free

Use free selling pages on Facebook to sell unwanted stuff in your house. This will save you on fees and postage costs and gives a little back to the community as you’re sharing with local folk. I set up a page for my village which I admin, with 10k members. It is a great way to buy and sell second-hand stuff. It works brilliantly for children’s stuff and large furniture. Sell clothes and brands on eBay or Vinted. Sell books on WeBuyBooks. Sell tech with Vodafone for cash or credit on your bill. Decluttering and making money is a Win-Win!

Save without giving up the things you love

Saving money doesn’t mean you have to give up the things you and your family love. I will always find a way of doing things for less money or for free.

For more information on working with me please go to Work with me


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  24. Dear Lynn BEATTIE,

    I would like to share some texts written about 90 years ago, that can explane some basics of HAPINESS and the PEACE in Family and in The COUNTRY :

    Best wishes…

    – – 0 – –


    ‘Force’ as its point of support in the life of society.

    It considers its aim to be ‘benefits’.

    The principle of its life it recognizes to be ‘conflict’.

    It holds the bond between communities to be ‘racialism and negative nationalism’.

    Its fruits are ‘gratifying the appetites of the soul and increasing human needs’.


    The mark of force is ‘aggression’.

    The mark of benefit – since they are insufficient for every desire – is ‘jostling and tussling’.

    While the mark of conflict is ‘strife’.

    And the mark of racialism –since it is nourished by devouring others– is ‘aggression’.

    It is for these reasons that it has negated the happiness of mankind.

    – As for the WISDOM of the FAITH;

    Its point of support is ‘truth’ instead of force.

    It takes ‘virtue and God’s pleasure’ as its aims in place of benefits.

    It takes the principle of ‘mutual assistance’ as the principle of life in place of the principle of conflict.

    And it takes ‘the ties of religion, class, and country’ to be the ties bonding communities, instead of the race.

    Its aim is to form a barrier against the lusts of the soul, urge the spirit to sublime matters, satisfy the high emotions, and urging man to the human perfections, make him a true human being.

    And the mark of ‘the truth’ is accord.

    The mark of virtue is ‘solidarity’.

    The mark of mutual assistance is ‘hastening to assist one another’.

    The mark of religion is ‘brotherhood’ and ‘attraction’.

    And the mark of reining in and tethering the soul and leaving the spirit free and urging it towards perfections is ‘happiness in this world and the next’.

    – – – 0 – – –

    According to the principles of materialistic philosophy, power is approved. “Might is right” is the norm, even. It says, “All power to the strongest.” “The winner takes all,” and, “In power there is right”(*). It has given moral support to tyranny, encouraged despots, and urged oppressors to claim divinity.

    (*)The principle of prophethood says: “Power is in right; right is not in power.” It thus halts tyranny and ensures justice.

    – – 0 – –

    Indeed, youth heeds the emotions rather than reason, and emotions and desires are blind; they do not consider the consequences. They prefer one ounce of immediate pleasure to tons of future pleasure.

    – – 0 – –

    Destruction Is Easy; The Weak Person Is Destructive:

    The condition of the existence of the whole is the existence of all the parts; while its non-
    existence may be through the non-existence of one of its parts; so destruction is easy. It is because of this that the impotent man never approaches anything positively and constructively; he always acts negatively, and is always destructive.

    – – 0 – –

    The Twentieth Letter :

    ” The highest aim of creation and its most important result is belief in God. The most exalted rank in humanity and its highest degree is the knowledge of God contained within belief in God. The most radiant happiness and sweetest bounty for jinn and human beings is the love of God contained within the knowledge of God. And the purest joy for the human spirit and the sheerest delight for man’s heart is the rapture of the spirit contained within the love of God. Yes, all true happiness, pure joy, sweet bounties, and untroubled pleasure lie in knowledge of God and love of God; they cannot exist without them.

    The person who knows and loves God Almighty may receive endless bounties, happiness, lights, and mysteries. While the one who does not truly know and love him is afflicted spiritually and materially by endless misery, pain, and fears. Even if such an impotent, miserable person owned the whole world, it would be worth nothing for him, for it would seem to him that he was living a fruitless life among the vagrant human race in a wretched world without owner or protector. Everyone may understand just how forlorn and baffled is man among the aimless human race in this bewildering fleeting world if he does not know his Owner, if he does not discover his Master. But if he does discover and know Him, he will seek refuge in His mercy and will rely on His power. The desolate world will turn into a place of recreation and pleasure, it will become a place of trade for the hereafter.

    First Station

    Each of the eleven phrases of the above-mentioned sentence affirming divine unity contains some good news. And in the good news lies a cure, while in each of those cures a spritual pleasure is to be found.

    THE FIRST PHRASE: “There is God”

    This phrase conveys the following good news to the human spirit, suffering as it does countless needs and the attacks of innumerable enemies. On the one hand the spirit finds a place of recourse, a source of help, through which is opened to it the door of a treasury of mercy that will guarantee all its needs. While on the other it finds a support and source of strength, for the phrase makes known its Creator and True Object of Worship, who possesses the absolute power to secure it from the evil of all its enemies; it shows its master, and who it is that owns it. Through pointing this out, the phrase saves the heart from utter desolation and the spirit from aching sorrow; it ensures an eternal joy, a perpetual happiness.

    THE SECOND PHRASE: “He is One”

    This phrase announces the following good news, which is both healing and a source of happiness:

    Man’s spirit and heart, which are connected to most of the creatures in the universe and are almost overwhelmed in misery and confusion on account of this connection, find in the phrase “He is One” a refuge and protector that will deliver them from all the confusion and bewilderment.

    That is to say, it is as if “He is One” is saying to man: God is One. Do not wear yourself out having recourse to other things; do not demean yourself and feel indebted to them; do not flatter them and fawn on them and humiliate yourself; do not fear them and tremble before them; for the Monarch of the universe is One, the key to all things is with Him, the reins of all things are in His hand, everything will be resolved by His command. If you find Him, you will be saved from endless indebtedness, countless fears.

    THE THIRD PHRASE: “He has no partner”

    Just as in His divinity and in His sovereignty God has no partner, He is One and cannot be many; so too He has no partner in His dominicality and in His actions and in His creating. It sometimes happens that a monarch is one, having no partner in his sovereignty, but in the execution of his affairs his officials act as his partners; they prevent everyone from entering his presence, saying: “Apply to us!”

    However, God Almighty, the Monarch of Pre-Eternity and Post-Eternity, has no partner in His sovereignty, just as He has no need for partners or helpers in the execution of His dominicality.

    If it were not for His command and will, His strength and power, not a single thing could interfere with another. Everyone can have recourse to Him directly. Since He has no partner or helper, no one seeking recourse can be told: “Stop! It is forbidden to enter His presence!”

    This phrase, therefore, delivers the following joyful announcement to the human spirit: the human spirit which has attained to faith may, without let or hindrance, opposition or interference, in any state, for any wish, at any time and in any place, enter the presence of the All-Beauteous and Glorious One, the One of power and perfection, who is the Pre-Eternal and Post-Eternal Owner of the treasuries of mercy, the treasuries of bliss, and may present its needs. Discovering His mercy and relying on His power, it will find perfect ease and happiness.

    THE FOURTH PHRASE: “His is the dominion”

    That is to say, ownership is altogether His. As for you, you are both His property, you are owned by Him, and you work in His property. This phrase announces the following joyful and healing news:

    O man! Do not suppose that you own yourself, for you have no control over any of the things that concern you; such a load would be heavy. Also, you are unable to protect yourself, to avoid disasters, or to do the things that you must. In which case, do not suffer pain and torment without reason, the ownership is another’s. The Owner is both All-Powerful and All-Merciful; rely on His power and do not cast aspersions on His mercy! Put grief behind you, be joyful! Discard your troubles and find serenity!

    It also says: You love and are connected to the universe, which is the property of the All-Powerful and Merciful One, yet although it grieves you by its wretchedness, you are unable to put it right. So hand over the property to its Owner, leave it to Him. Attract His pleasure, not His harshness. He is both All-Wise and All-Merciful. He has free disposal over His property and administers it as He wishes.

    THE FIFTH PHRASE: “His is the praise”

    Praise, laudation, and acclaim are proper to Him, are fitting for Him. That is to say, bounties are His; they come from His treasury. And as for the treasury, it is unending. This phrase, therefore, delivers the following good news:

    O man! Do not suffer and sorrow when bounties cease, for the treasury of mercy is inexhaustible. Do not dwell on the fleeting nature of pleasure and cry out with pain, because the fruit of the bounty is the fruit of a boundless mercy. Since its tree is undying, when the fruit finishes it is replaced by more. If you thankfully think of there being within the pleasure of the bounty a merciful favour a hundred times more pleasurable, you will be able to increase the pleasure a hundredfold.

    An apple an august monarch presents to you holds a pleasure superior to that of a hundred, indeed a thousand, apples, for it is he that has bestowed it on you and made you experience the pleasure of a royal favour. In the same way, through the phrase “His is the praise” will be opened to you the door of a spiritual pleasure a thousand times sweeter than the bounty itself.

    For the phrase means to offer praise and thanks; that is to say, to perceive the bestowal of bounty. This in turn means to recognize the Bestower, which is to reflect on the bestowal of bounty, and so finally to ponder over the favour of His compassion and His continuing to bestow bounties.

    THE SIXTH PHRASE: “He alone grants life”

    That is to say, He is the giver of life. And it is He who causes life to continue by means of sustenance. He also supplies the necessities of life. And it is to Him that the exalted aims of life pertain and its important results look, and His are ninety-nine out of a hundred of its fruits. Thus, this phrase calls out in this way to ephemeral, impotent man, it makes this joyful announcement:

    O man! Do not trouble yourself by shouldering the heavy burdens of life. Do not think of the transience of life and start grieving. Do not see only its worldly and unimportant fruits and regret that you came to this world. For the life-machine in the ship of your being belongs to the Ever-Living and Self-Subsistent One, and it is He who provides for all its expenses and requirements. Also, your life has a great many aims and results, and they pertain to Him, too.

    As for you, you are just a helmsman on the ship, so do your duty well and take the wage and pleasure that come with it. Think of just how precious is the life-ship and how valuable its benefits; then think of just how Generous and Merciful is the Owner of the ship. So rejoice and give thanks and know that when you perform your duty with integrity, all the results the ship produces will in one respect be transferred to the register of your actions, that they will secure an immortal life for you, will endow you with eternal life.

    THE EIGHTH PHRASE: “And He is living and dies not”

    That is to say, the Possessor of a beauty, perfection, and munificence that are infinitely superior to the beauty, perfection, and munificence to be seen in the creatures of the universe, and that arouse love; and an Eternal Object of Worship, an Everlasting Beloved, a single manifestation of whose beauty is sufficent to replace all other beloveds, has an enduring life through pre-eternity and post-eternity – a life free from any trace of cessation or ephemerality and exempt from any fault, defect, or imperfection. Thus, this phrase proclaims to jinn and man, to all conscious beings, and the people of love and ardour:

    Here is good news for you! There exists an Everlasting Beloved who will cure and bind the wounds caused you by countless separations from the ones you love. Since He exists and is undying, whatever happens do not fret over the others. Furthermore, the beauty and generosity, virtue and perfection to be seen in them, the cause of your love, are, passing through many veils, the shadows of the palest of shadows of the manifestation of the Ever-Enduring Beloved’s ever-enduring beauty. Do not grieve at their disappearance, for they are mirrors of a sort. The mirrors being changed renews and embellishes the manifestation of the Beauty’s radiance. Since He exists, everything exists.”

    The Tenth Word

    We shall indicate, as a measure, only four out of hundreds of proofs that belief in the hereafter is fundamental to the life of society and to man’s personal life, and is the basis of his happiness, prosperity, and achievement.

    T h e F i r s t : It is only with the thought of Paradise that children, who form almost a half of mankind, can endure all the deaths around them, which appear to them to be grievous and frightening, and strengthen the morale of their weak and delicate beings. Through Paradise they find hope in their vulnerable spirits, prone to weeping, and may live happily. For example, with the thought of Paradise, one may say: “My little brother or friend has died and become a bird in Paradise. He is flying around Paradise and living more happily than us.” The frequent deaths before their unhappy eyes of other children like themselves or of grown-ups will otherwise destroy all their resistance and morale, making their subtle faculties like their spirits, hearts, and minds weep in addition to their eyes; they will either decline utterly or become crazy, wretched animals.

    S e c o n d P r o o f : It is only through the life of the hereafter that the elderly, who form half of mankind, can endure the proximity of the grave, and be consoled at the thought that their lives, to which they are firmly attached, will soon be extinguished and their fine worlds come to an end. It is only at the hope of eternal life that they can respond to the grievous despair they feel in their emotional child-like spirits at the thought of death. Those worthy, anxious fathers and mothers, so deserving of compassion and in need of tranquillity and peace of mind, will otherwise feel a terrible spiritual turmoil and distress in their hearts, and this world will become a dark prison for them, and life even, grievous torment.

    F o u r t h P r o o f : The most comprehensive centre of man’s worldly life, and its mainspring, and a paradise, refuge, and fortress of worldly happiness, is the life of the family. Everyone’s home is a small world for him. And the life and happiness of his home and family are possible through genuine, earnest, and loyal respect and true, tender, and self-sacrificing compassion. This true respect and genuine kindness may be achieved with the idea of the members of the family having an everlasting companionship and friendship and togetherness, and their parental, filial, brotherly, and friendly relations continuing for all eternity in a limitless life, and their believing this. One says, for example: “My wife will be my constant companion in an everlasting world and eternal life. It does not matter if she is now old and ugly, for she will have an immortal beauty.” He will tell himself that he will be as kind and devoted as he can for the sake of that permanent companionship, and treat his elderly wife lovingly and kindly. A companionship that was to end in eternal separation after an hour or two of brief, apparent friendship would otherwise afford only superficial, temporary, feigned, animal-like feelings, and false compassion and artificial respect. As with animals, self-interest and other overpowering emotions would prevail over the respect and compassion, transforming that worldly paradise into Hell.

    The sociologists, politicians, and moralists, who govern mankind and are concerned with its social and moral questions should be aware of this! How do they propose to fill this vacuum? With what can they cure these deep wounds?


    The Gate of Generosity and Beauty, the Manifestation of the Names of Generous and Beautiful

    Is it at all possible that infinite generosity and liberality, inexhaustible riches, unending treasures, peerless and eternal beauty, flawless and everlasting perfection, should not require the existence of grateful supplicants, yearning spectators and astounded onlookers, all destined to stay an eternity in an abode of bliss, a place of repose? Yes, adorning the face of the world with all these objects of beauty, creating the moon and the sun as its lamps, filling the surface of the earth with the finest varieties of sustenance and thus making it a banquet of bounty, making fruit-trees into so many dishes, and renewing them several times each season — all this shows the existence of infinite generosity and liberality. Such unending liberality and generosity, such inexhaustible treasures of mercy, require the existence of an abode of repose, a place of bliss, that shall be everlasting and contain all desirable objects within it. They also require that those who enjoy such bliss should remain in that abode of repose eternally, without suffering the pain of cessation and separation. For just as the cessation of pain is a form of pleasure, so too the cessation of pleasure is a form of pain, one that such infinite generosity is unwilling to countenance. It requires, then, the existence both of an eternal paradise and of supplicants to abide in it eternally.

    Infinite generosity and liberality desire to bestow infinite bounty and infinite kindness. The bestowal of infinite bounty and infinite kindness require in turn infinite gratitude. This necessitates the perpetual existence of those who receive all the kindness so that they can demonstrate their thanks and gratitude for that perpetual bestowal and constant bounty. A petty enjoyment, made bitter by cessation, and lasting for only a brief time, is not compatible with the requirements of generosity and liberality.

    Look too at the different regions of the world, each like an exhibition where God’s crafts are displayed. Pay attention to the dominical proclamations in the hands of all the plants and animals on the face of the earth and listen to the prophets and the saints, the heralds of the beauties of dominicality. They unanimously display the flawless perfections of the Glorious Maker by demonstrating His miraculous arts, and thus invite the gazes of men.

    The Maker of this world has, then, most important, astounding and secret perfections. It is these He wishes to display by means of His miraculous arts. For secret, flawless perfection wishes to be manifested to those who will appreciate, admire and wonderingly gaze at it. Eternal perfection requires eternal manifestation. Such eternal manifestation in turn requires the perpetual existence of those who are to appreciate and admire it. The value of perfection will always sink in the view of its admirer if he is devoid of perpetual existence. Again, the beauteous, artistic, brilliant and adorned creatures that cover the face of the globe, bear witness to the fairness of a peerless, transcendent beauty, and indicate the subtle charms of an unparalleled, hidden pulchritude, just as sunlight bears witness to the sun. Each manifestation of that sacred, transcendent beauty, indicates the existence of countless hidden treasures in each of God’s Names. Now so exalted, peerless and hidden a beauty, just as it desires to view its own fairness in a mirror and to behold the degrees and measures of its beauty in an animate reflection, desires also to become manifest, in order to look on its own beauty through the eyes of others. That is, it wishes to look at its own beauty in two ways; firstly, by beholding itself in mirrors of variegated colour; secondly, through the gaze of yearning witnesses to itself, of bewildered admirers of its beauty.

    In short, beauty and fairness desire to see and be seen. Both of these require the existence of yearning witnesses and bewildered admirers. And since beauty and fairness are eternal and everlasting, their witnesses and admirers must have perpetual life. An eternal beauty can never be satisfied with transient admirers. An admirer condemned to irreversible separation will find his love turning to enmity once he conceives of separation. His admiration will yield to ridicule, his respect to contempt. For just as obstinate man is an enemy to what is unknown to him, so too he is opposed to all that lies beyond his reach, and love that is not infinite will respond to a beauty that deserves unending admiration with implicit enmity, hatred and rejection.

    So endless generosity and liberality, peerless fairness and beauty, flawless perfection — all these require the existence of eternally grateful and longing supplicants and admirers. But we see in this hospice of the world that everyone quickly leaves and vanishes, having had only a taste of that generosity, enough to whet his appetite but not to satiate him, and having seen only a dim light coming from the perfection, or rather a faint shadow of its light, without in any way being fully satisfied. It follows, then, that men are going toward a place of eternal joy where all will be bestowed on them in full measure.

    In short, just as this world, with all its creatures, decisively demonstrates the existence of the Glorious Maker, so too do His sacred attributes and Names indicate, show and logically require, the existence of the hereafter.

    The Twenty-Third Word

    Man stands in need of most of the varieties of beings in the universe and is connected to them. His needs spread through every part of the world, and his desires extend to eternity. As he wants a flower, so he wants the spring. As he desires a garden, so does he also desire everlasting Paradise. As he longs to see a friend, so does he long to see the All-Beauteous One of Glory. Just as in order to visit one he loves who lives somewhere else, he is in need for his beloved’s door to be opened to him, so too in order to visit the ninety-nine per cent of his friends who have travelled to the intermediate realm and so be saved from eternal separation, he needs to seek refuge at the court of an Absolutely Powerful One. For it is He Who will close the door of this huge world and open the door of the hereafter, which is an exhibition of wonders, remove this world and establish the hereafter in its place.

    Thus for man in this position the only True Object of Worship will be One in Whose hand are the reins of all things, with Whom are the treasuries of all things, Who sees all things, and is present everywhere, Who is beyond space, exempt from impotence, free of fault, and far above all defect; an All-Powerful One of Glory, an All-Compassionate One of Beauty, an All-Wise One of Perfection.

    The Thirtieth Word

    In every facet of the motion of all P A R T I C L E S the light of Divine unity shines like the sun. If every particle is not an official of God acting with His permission and under His authority, and if it is not undergoing change within His knowledge and power, then every particle must have infinite knowledge and limitless power; it must have eyes that see everything, a face that looks to all things, and authority over all things. For every particle of the elements acts, or can act, in an orderly fashion in all animate beings. But the order within things and laws according to which they are formed differ from one thing to the next. If their order was not known to the particles, the particles could not act, or even if they could act, they could not act without error. In which case, the particles which are performing their duties in beings are either acting with the permission and at the command, and within the knowledge and at the will, of the owner of an all-encompassing knowledge, or they themselves must have such an all-encompassing knowledge and power.

    Yes, all particles of air can enter the bodies of all animate beings, the fruits of all flowers, and the structures of all leaves. They can act within them, although the way the beings are formed is all different and their order and systems quite distinct. As though the factory of a fig were a loom for weaving cloth and the factory of a pomegranate, a machine for producing sugar, and so on; the programmes of their structures and bodies all differ from each other. A particle of air, then, enters or can enter all of them. It takes up its position and acts in a wise and masterly fashion without error. And on completion of its duty it departs. A mobile particle of mobile air, therefore, either must know the forms, shapes, measures, and formations with which plants and animals, and even fruits and flowers, are clothed, or else it must be an official acting under the command and will of one who does know.


    In every particle there are two truthful evidences to the existence and unity of the Necessarily Existent One. Indeed, by carrying out its important duties consciously and by raising mighty loads despite being powerless and lifeless, a particle bear decisive witness to the existence of the Necessarily Existent One. And by conforming to the universal order peculiar to each place it enters, and by settling anywhere as though it was its homeland, it testifies to the unity of the Necessarily Existent One and to the oneness of that Being Who is the Owner of all things, with their apparent faces and their inner aspects which look to Him. That is to say, whoever owns the particles must also own all the places it enters.

    Thus, since its loads are extremely heavy and its duties endless, the particle demonstrates that it is mobile and acting at the command of One Possessing Absolute Power, and in His name. And, the fact that it conforms as though knowingly to the universal order of the cosmos and enters each place without obstacle shows that it acts through the power and wisdom of a single Being Possessing Absolute Knowledge.

    A private soldier has relations with his squad, his company, his battalion, his regiment, and his division, and so on, and has duties in connection with each. Since he knows all those relations and duties, he will act in conformity with them. For, having received training and instruction under military discipline, he complies with the rules and regulations of a single supreme commander who commands all those sections.

    In the same way, all particles are suitably placed within compounds, and with every facet of the compounds have different beneficial relations and different well-regulated duties that yield wise results that are all different. It is therefore surely only One in the grasp of whose power is the whole universe who can place the particles in such a way as to preserve all their relations with and duties in all the facets of the compounds, and not spoil the wise results.

    For example, a particle located in the eye is suitably placed with regard to the blood-vessels like the arteries and veins, and the motor and sensory nerves, and has a wise and purposeful relationship with the face, and then with the head, the trunk, and with the entire human body, and has beneficial duties in relation to each. This demonstrates that only one who creates all the members of the body will be able to place the particle in that position.

    Particles entering the body as sustenance in the caravan of food in particular make their journey with astonishing order and wisdom. On their way, they pass through modes and stages in an orderly manner, and progressing consciously without confusion carry on till they are strained through the four filters in the bodies of animate beings. They are then loaded onto the red blood-corpuscles in order to come to the assistance of the members and cells which are in need of sustenance, rendering this assistance according to a law of generosity. It may be clearly understood from this that the One Who drives these particles and causes them to pass through thousands of different states must of necessity be a Generous Sustainer, a Compassionate Creator, in relation to Whose power particles and stars are equal.

    Moreover, all particles act within embroideries of the greatest art and have relations with all the other particles therein. Since each is in a position of both dominance and subjection to all the rest, both to each individually and to all of them generally, it either knows and creates that wonderfully skilful embroidery and wisdom-displaying ornamented art, which is a thousand times impossible, or each of them is a point assigned to that motion, which proceeds from the law of Divine Determining and pen of power of the All-Wise Maker.

    For example, if the stones of the dome are not dependent on the command and skill of its architect, all the stones must have skill in the art of building like an architect, and must be either subject to, or dominant over, the rest of the stones. That is, they must have the power to say: “Come, we shall stand shoulder to shoulder in order not to fall and collapse.”
    In the same way, if the particles in creatures, which are thousands of times more skilfully fashioned, wonderful, and full of wisdom than the dome , are not dependent on the command of the master builder of the universe, to each of them must the ascribed as many attributes of perfection as those of the universe’s Maker.

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