Welcome to Mrs Mummypenny - Personal Finance Expert

I write and talk about personal finance made simple – lifestyle choices that will save you time and money.

In this site you’ll find my top personal finance, money saving and budgeting tips to help you get started on your money saving journey, along with products and services that offer great value.

Get your week off to a great start with ‘Monday Money’ the weekly post where you’ll get to read the best money tips or have a listen to the podcast.

You’ll also find my spending diary here, where each week I itemise everything I’ve spent (yes, everything)!

Lynn Beattie (was Lynn James).

Mrs MummyPenny (aka Lynn Beattie) in the media:

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Where shall we start?

Healthy Wealth

Hub for everything personal finance. Read about short term money saving to longer term financial freedom.

Get Inspired

Inspiration through money saving, budgeting, debt repayment. Savings, pensions, investment, the rewarding results of financial planning.


My thoughts on value for money lifestyle. Here you will find fashion, beauty, travel, food, interiors, parenting.

Always Tried and Tested

I write about products and experiences that I love.
Luxury life on a budget.
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Small Business

Overcoming your creative block

Rebecca Megson-Smith shares her thoughts, inspiration and guidance on creative block. She is an author and writing coach and has coached many people through this

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Monday Money

Every Monday I write about my previous week life, spending and savings.

Inspiration to Save Money

Tips on how to save money on everyday life. Bill switching, cash back, making extra money
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Body & Mind

Being spending-savvy is about more than money. Self care is a wise investment.

Connecting the big dots

Good mental health and personal wellbeing are fundamental to our lives.
Find out more


Looking for a valuable podcast? Want to have a healthy wealth binge, and catch up on dozens of episodes?