Welcome to Mrs Mummypenny - Personal Finance Expert
I write and talk about personal finance made simple – lifestyle choices that will save you time and money.
In this site you’ll find my top personal finance, money saving and budgeting tips to help you get started on your money saving journey, along with products and services that offer great value.
Get your week off to a great start with ‘Monday Money’ the weekly post where you’ll get to read the best money tips or have a listen to the podcast.
You’ll also find my spending diary here, where each week I itemise everything I’ve spent (yes, everything)!
Lynn Beattie (was Lynn James).
Mrs MummyPenny (aka Lynn Beattie) in the media:
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Where shall we start?
Healthy Wealth
Get Inspired
I was SO CLOSE to being Scammed by a FAKE Investing Instagram account
I get up at 5/5:30 am most days and yep the first thing I do is check my mobile phone messages. Don’t judge me. I
The State Pension Challenge – The Results – The Good, The Bad and the Ugly
From 27th September to 3rd October 2021, I took part in a State Pension Challenge. I lived off £179.60 for 7 days alongside Faith Archer
Monday Money #167 Challenge time – Did I survive the State Pension Challenge?
Oh my.. what a week. I has a hugely busy week with work, a busy social week, I wasn’t drinking (still not drinking until 16th
All The Energy Saving Tips to save you Money
Energy prices are on the rise again. The energy cap goes up by £140 from 1st October 2021 affecting those on pre-pay meters who ALREADY
The State Pension Challenge – Can I live for one week on £179.60
How would you cope living off £179.60 every week? This has to include your essential bills, food and other discretionary spend. This is the value
Lifestyle
Always Tried and Tested
Luxury life on a budget.
Six things I learnt about writing a book (and self-publishing)
1st Sept is an exciting day. It was the day in 2020 that I published my book The Money Guide to Transform Your Life. To
Top Tricks to Have a Shiny Hair
Shiny, lustrous hair is every girl’s dream. We’ve put together some effective and easy tips to help you achieve that in the here and now.
Back to School Budgeting – It doesn’t have to cost you the earth!
Its that time of the year the dreaded back to school shop. I am now in my 9th year of back to school, so like
How to Experience a Festival for FREE
Back in July 2021 freedom day happened. The next day I took a covid test to confirm I was negative and was festival ready. Wed
Do you need Self-Employed Business Insurance? [ad]
Admission time. I’ve been officially trading for 6 years as a limited company, and I’ve never had any self-employed business insurance in place. I have
Monday Money
Inspiration to Save Money
Monday Money #169 Spending Diary – A girlie weekend in Exeter
Ooooohhh I’ve just had the loveliest weekend away. I have to admit divorce with a 50/50 childcare arrangement is rather lovely. I get a five
Monday Money #168 Spending Diary – Low Spending Week recovery
Another week and the energy crisis rumbles on. I have just been on BBC Radio London to talk to Eddie Nestor about the crisis, what
Monday Money #167 Challenge time – Did I survive the State Pension Challenge?
Oh my.. what a week. I has a hugely busy week with work, a busy social week, I wasn’t drinking (still not drinking until 16th
Monday Money #166 Challenge time – Booze free and State Pension Spending
I thought that I had done really well with spending last week, until I added up my spending diary. Hmmm. But the great news is
Monday Money #165 Christmas in September and A Girlie Day in London
Last week felt like it went by in a flash. It was super busy with work commitments and some fun social events. I love a
Body & Mind
Connecting the big dots
Monday Money #168 Spending Diary – Low Spending Week recovery
Another week and the energy crisis rumbles on. I have just been on BBC Radio London to talk to Eddie Nestor about the crisis, what
The Benefits of a 28-day alcohol free challenge
I have written previously about my evolution into healthy living during 2021. Read the full story here, in summary everything shifted in July at a
Monday Money #166 Challenge time – Booze free and State Pension Spending
I thought that I had done really well with spending last week, until I added up my spending diary. Hmmm. But the great news is
How I am Falling Back in Love with Myself
This year has been a cluster **** for so many of us. Me big time. The early months of 2021, with the uncertainty of covid
How to Experience a Festival for FREE
Back in July 2021 freedom day happened. The next day I took a covid test to confirm I was negative and was festival ready. Wed
THE MONEY-TALKS PODCAST
Looking for a valuable podcast? Want to have a healthy wealth binge, and catch up on dozens of episodes?