Welcome to Mrs Mummypenny - Personal Finance Expert
I write and talk about personal finance made simple – lifestyle choices that will save you time and money.
In this site you’ll find my top personal finance, money saving and budgeting tips to help you get started on your money saving journey, along with products and services that offer great value.
Get your week off to a great start with ‘Monday Money’ the weekly post where you’ll get to read the best money tips or have a listen to the podcast.
You’ll also find my spending diary here, where each week I itemise everything I’ve spent (yes, everything)!
Lynn Beattie (was Lynn James).
Mrs MummyPenny (aka Lynn Beattie) in the media:




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Where shall we start?
Healthy Wealth
Get Inspired

Debt Stories with Ruth from Mrs Hawkins House Blog
Welcome to another post in my series of debt stories from personal finance writers who have paid off debt or whom are on a debt

Debt Stories with Jane from Shoestring Cottage
Welcome to another post in my wonderful series of debt stories from personal finance writers who have paid off debt or whom are on a

Lets Talk About Debt…
It is National Debt Awareness Week and I want to talk debt. Yes lets talk about debt, dispel some of those feeling of shame. If

How to Save Money on Your Essential Bills
I practise what I preach with my essential bills, I pay the least I can for the services I need. Here is how to save

Five Top Financial Habits That Everyone Should Master Before Lockdown Lifts
This article has been sponsored by Sainsbury’s Energy. ‘Finally, there is light at the end of the tunnel, and we have an end to lockdown
Lifestyle
Always Tried and Tested
Luxury life on a budget.

My Favourite UK Money Bloggers and Why You Should Read their blogs
Favourite UK Money Bloggers The UK Money Bloggers are a community who inspire each other, collaborate and share each other’s content. There are so many

Egypt: Top Budget Destination
With all the news of Egypt becoming increasingly popular as a holiday destination, and the luxurious Red Sea resorts the country has to offer, you

Exciting News for Nectar and Avios Point collectors [ad]
This week sees a fantastic new partnership between Nectar Points and Avios. You can now switch Nectar points to Avios or vice versa, Avios points

Is It Worth Getting An Accountant If You’re A Freelancer?
Did you know there are over 2 million freelancers in the UK alone? From graphic designers to writers, web developers to translators, freelancing is a

The Reverse Advent Calendar – Giving to you local Food Bank
This is the fourth year running that the UK Money Blogger Community has worked together on mass to give back to charity. Again we work
Monday Money
Inspiration to Save Money

Monday Money #147 Spending Diary Sunshine, Dinner, Podcast and an Op
I am officially declaring the end of my lockdown spending diary, but do not worry readers I will be carrying on with my spending diary

Monday Money #146 Lockdown Spending Diary Week 14 – More Freedom
As I write this closer towards the end of Monday 12th April than the beginning I can report on what life was like with more

Monday Money #145 Lockdown Spending Diary Week 13 – Happy Easter Freedom
How amazing does it feel to have a few days of sunshine and be able to see friends and family again. Albeit outside and limited

Monday Money #144 Lockdown Spending Diary Week 12 – Its My Birthday!
I will keep this post shorter than usual as its my birthday!! Along with Easter holidays so I don’t have lots of time to write

Monday Money #143 Lockdown Spending Diary Week 11 – One Year Anniversary
There is much talk currently of it being the one year anniversary of when lockdown started. I had a much more impactful anniversary last week.
Body & Mind
Connecting the big dots

Seasons change and Everything Improves – A Life Update
As the years pass (I just turned 44) experience teaches me how in tune my body and mind is with the seasons. As we pass

My Love Letter to Women for International Women’s Day 2021
This is a love letter and wave of gratitude to women for International Women’s Day. To the women who have helped me to survive during

Understanding Your Money Mindset – Early Money Memories
This is part of a series of content inspired by the chapters of my book. I will be releasing excerpts of my book content on

Exciting News for Nectar and Avios Point collectors [ad]
This week sees a fantastic new partnership between Nectar Points and Avios. You can now switch Nectar points to Avios or vice versa, Avios points

Mrs Mummypenny 2020 A Year in Review
I love to write these posts every year, its such a great way to end each year by reflecting back on what I am super
THE MONEY-TALKS PODCAST
Looking for a valuable podcast? Want to have a healthy wealth binge, and catch up on dozens of episodes?