Welcome to Mrs Mummypenny - Personal Finance Expert
I write and talk about personal finance made simple – lifestyle choices that will save you time and money.
In this site you’ll find my top personal finance, money saving and budgeting tips to help you get started on your money saving journey, along with products and services that offer great value.
Get your week off to a great start with ‘Monday Money’ the weekly post where you’ll get to read the best money tips or have a listen to the podcast.
You’ll also find my spending diary here, where each week I itemise everything I’ve spent (yes, everything)!
Lynn Beattie (was Lynn James).
Mrs MummyPenny (aka Lynn Beattie) in the media:




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Where shall we start?
Healthy Wealth
Get Inspired

Understanding Your Money Mindset – Early Money Memories
This is part of a series of content inspired by the chapters of my book. I will be releasing excerpts of my book content on

Exciting News for Nectar and Avios Point collectors [ad]
This week sees a fantastic new partnership between Nectar Points and Avios. You can now switch Nectar points to Avios or vice versa, Avios points

Ultimate Tips for Saving Money on Your Energy Bill
There was bad news today for our energy bills. OFGEM have announced that the price cap for standard energy bills is going up. A typical

On Maternity Leave? Here’s How to Survive the Salary Drop. I Saved and Made £2,700 Using These Simple Tricks
This is one of my most popular posts on Mrs Mummypenny, how to survive the salary on maternity leave. It was written back in 2013

PensionBee launches Flexible Pension for the Self-Employed – AD
Being Self-Employed comes with many advantages, flexibility, control and freedom being the main advantages. But there are also disadvantages and financially there is a big
Lifestyle
Always Tried and Tested
Luxury life on a budget.

Exciting News for Nectar and Avios Point collectors [ad]
This week sees a fantastic new partnership between Nectar Points and Avios. You can now switch Nectar points to Avios or vice versa, Avios points
What Should Parents Be Mindful of Before Investing in New Flooring?
Being a parent is difficult. You need to account for the children before making any decision. This also applies to redecorating the family home. Not

My Favourite UK Money Bloggers and Why You Should Read their blogs
Favourite UK Money Bloggers I am part of the UK Money Bloggers community. I write about financial freedom and offer guidance and tips based on

Is It Worth Getting An Accountant If You’re A Freelancer?
Did you know there are over 2 million freelancers in the UK alone? From graphic designers to writers, web developers to translators, freelancing is a

The Reverse Advent Calendar – Giving to you local Food Bank
This is the fourth year running that the UK Money Blogger Community has worked together on mass to give back to charity. Again we work
Monday Money
Inspiration to Save Money

Monday Money #139 Lockdown Spending Diaries week 7 – LOW Spends week
We wake today to much positivity in the media, later on today we get the full details of the return to a new normal, with

Monday Money #138 Lockdown Spending Diaries Week 6 – Fun Spending
And its half term, breathe! These past few weeks since 2021 started have been tough. It feels like a great time to stop and reflect

Monday Money #137 Lockdown Diaries Week 5 – Shocking Week of Expenses
There is no sugar coating this week, it was a very high spending week. The first week of every month is always a shocking week

Monday Money #136 Lockdown Spending Diary Week 4 – I did my Make-up!
Its February!! Finally the longest month ever has ended and we have got through four weeks of lockdown! Just two more week I excitedly shared

Monday Money #135 Lockdown Spending Diary Week 3 – VERY LOW SPENDING
Wow I am super surprised at the level of spending in the last week. Its been possibly one of the longest weeks of my life,
Body & Mind
Connecting the big dots

Understanding Your Money Mindset – Early Money Memories
This is part of a series of content inspired by the chapters of my book. I will be releasing excerpts of my book content on

Exciting News for Nectar and Avios Point collectors [ad]
This week sees a fantastic new partnership between Nectar Points and Avios. You can now switch Nectar points to Avios or vice versa, Avios points

Mrs Mummypenny 2020 A Year in Review
I love to write these posts every year, its such a great way to end each year by reflecting back on what I am super

The Reverse Advent Calendar – Giving to you local Food Bank
This is the fourth year running that the UK Money Blogger Community has worked together on mass to give back to charity. Again we work

I have beaten SAD depression this January with Exercise and Healthy Eating
SAD depression – My Journey I have written about my battle with Seasonal affective disorder many times on my blog. It is a debilitating illness
THE MONEY-TALKS PODCAST
Looking for a valuable podcast? Want to have a healthy wealth binge, and catch up on dozens of episodes?