Welcome to Mrs Mummypenny - Personal Finance Expert
I write and talk about personal finance made simple – lifestyle choices that will save you time and money.
In this site you’ll find my top personal finance, money saving and budgeting tips to help you get started on your money saving journey, along with products and services that offer great value.
Get your week off to a great start with ‘Monday Money’ the weekly post where you’ll get to read the best money tips or have a listen to the podcast.
You’ll also find my spending diary here, where each week I itemise everything I’ve spent (yes, everything)!
Lynn Beattie (was Lynn James).
Mrs MummyPenny (aka Lynn Beattie) in the media:
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Where shall we start?
Healthy Wealth
Get Inspired
The State Pension Challenge – Can I live for one week on £179.60
How would you cope living off £179.60 every week? This has to include your essential bills, food and other discretionary spend. This is the value
How to Buy a House – An Update
Two weeks ago I shared a post about my decision to sell my family home and buy another. Relocating from Knebworth in Hertfordshire to Royston.
Student Money Advice – What would I say to my 18-year-old self?
Student Money Advice September 2021 marks 26 years since I first arrived at university. How did that happen?! By the age of 44, I have
Monday Money #165 Christmas in September and A Girlie Day in London
Last week felt like it went by in a flash. It was super busy with work commitments and some fun social events. I love a
How to Save Money Driving
I recently did a long car journey, for my eldest sons football, it’s always for football, to Nottingham and back. It was 105 miles each
Lifestyle
Always Tried and Tested
Luxury life on a budget.
Six things I learnt about writing a book (and self-publishing)
1st Sept is an exciting day. It was the day in 2020 that I published my book The Money Guide to Transform Your Life. To
Back to School Budgeting – It doesn’t have to cost you the earth!
Its that time of the year the dreaded back to school shop. I am now in my 9th year of back to school, so like
How to Experience a Festival for FREE
Back in July 2021 freedom day happened. The next day I took a covid test to confirm I was negative and was festival ready. Wed
Do you need Self-Employed Business Insurance? [ad]
Admission time. I’ve been officially trading for 6 years as a limited company, and I’ve never had any self-employed business insurance in place. I have
Buckingham Palace – A great day out in London on Mrs Mummypenny budget
Buckingham Palace This is one of my favourite days out in London, a perfect day with the family. In a normal year the palace opens
Monday Money
Inspiration to Save Money
Monday Money #165 Christmas in September and A Girlie Day in London
Last week felt like it went by in a flash. It was super busy with work commitments and some fun social events. I love a
Monday Money #164 House Buying Stress
It has been yet another manic week of house buying stress stuff going on. I sold my house last week, two days after I had
Monday Money #163 House Selling Madness
I honestly feel like I’ve done little else this past week except house stuff. My house went on the market on 28th August and it
Monday Money #162 Last Week of Summer Holidays & My house is for Sale
It’s the last week of the summer holidays for us so we have spent time making the most of it. The holidays have gone by
Monday Money #161 A Week of Fun Spends and Personal Care
How disappointing is this summer weather at the moment? August has been rubbish, lots of rain and not very warm. I am very hopeful for
Body & Mind
Connecting the big dots
How I am Falling Back in Love with Myself
This year has been a cluster **** for so many of us. Me big time. The early months of 2021, with the uncertainty of covid
How to Experience a Festival for FREE
Back in July 2021 freedom day happened. The next day I took a covid test to confirm I was negative and was festival ready. Wed
Looking After Your Body and Soul: Top 10 Wellness Retreats in the UK
After a tumultuous year, are you overdue for a break? There’s no need to travel to Thailand or the Himalayas for a spiritual meditation retreat;
Will Mindful Chef Save you Money? Does it Taste Good?
Recipe boxes are the new way of convenience eating. There are many brands out there and I thought I would give some of them a
My Mental Health Story – Mental Health Awareness Week
This post was written in 2017, but its an important one to share for Mental Health Awareness Week. The more we can share our mental
THE MONEY-TALKS PODCAST
Looking for a valuable podcast? Want to have a healthy wealth binge, and catch up on dozens of episodes?