What is Life Insurance and How to Set It Up

Financial Health I have been busy sorting out my financial health. Part one began in May by sorting out my income protection insurance which I wrote about here. Finally, I feel secure that I have income protection if I am unable to work due to health reasons. Then part two, in June, I wrote my […]
Easy Insights and Tips for the Commodity Trader Looking to Make Profit

For the longest time, and even to date, in some quarters, commodities have been perceived as an unconventional exchange and investment instrument. To many, stocks and bonds remain the conventional instruments. The commodity trading space has, over the last few years, attracted more and more investors and traders. Those who are doing really well in […]
{Ad} What could you do with £1000 spare money each month?

A big day in History The 30th April 2019 was a big day in my financial history. It was the day I paid off the final chunk of credit card debt and became debt free. I had gotten into the habit of paying every extra pound I had into my debt to ensure that it […]
{Ad} Time for a Big Financial Overhaul, starting with Protecting my Income

June is a big time of clarity, reassessment and focus for me. This includes everything in life from business strategy to body and mind health and my financial health. For this post I am focusing on my financial health. Drewberry Insurance Karma has a way of working to help you out if you do good […]
Do You Have What It Takes To Be A Savings Expert
Everyone knows how important it is to make sure that you have some sort of savings in place. Without a well of finance to draw from when you find yourself needing it most, life can be very stressful, and a lot of people find themselves in a bad position as a result. Saving over spending […]
My Pension Mess has been Fixed thanks to PensionBee.

My Pension Mess has been fixed. Back in September 2016 I published an honest story about my pensions mess, you can read it here. My pension is something that I always brushed under the carpet. I (rather mistakenly) didn’t pay in to my scheme during my twenties and started contributing to my company pension when […]
Setting up a pension when you’re self-employed

I am extremely passionate about sharing my personal finance knowledge and experience with the world. I want to explain potentially scary and complex subjects in a simple way, always using terms that are easy to understand. And there are few more confusing topics than pensions. Do Pensions Fill You Dread? Let’s face it, the word […]
Life Insurance – what product should I go for?

Do you have life insurance, income protection insurance or critical illness insurance? Do you remember what type you took out and how much it covers you for? I know that I have two life insurance policies, one taken out with my first mortgage in circa 1993 and then a second policy when I bought my […]
How to Save Money When You’re Making a Will

Stage two of my financial overhaul is writing a will An important part of your finances is to ensure that you have a will. This is something I have recently sorted, should have sorted earlier, but its now done. I do not know why I have been burying my head in the financial sand for […]
Diversification of your Savings and Investments

Diversification Diversification is something that I talk about a lot when I share details of my business. My Mrs Mummypenny income comes from many sources, be that sponsored posts, freelance writing, affiliate income, product sales, social media posts, public speaking, plus more. It is so important to have many sources just in case one income […]
Back to Basics – What does pension consolidation mean?

What does pension consolidation mean? Employment now is very different to ten, even twenty years ago. We no longer stay at the same company from graduation to retirement and the days of the final salary pension scheme are long gone for most people under the age of 40. I have worked for six different companies […]
Review of Money To The Masses FREE Money MOT

What is Money To The Masses? One of the first money writers I met in person was Damien Fahy from Money To The Masses. A funny guy with just the right level of sarcasm that I like, and he doesn’t take himself too seriously. Yet he is incredibly knowledgeable with a great back story. He […]