5 Reasons You Need an Emergency Fund

Creating a household budget is a sure-fire way to improve your money management. However, the success of your budget depends on what you include in it. If you want to create a household budget that works, you’ll need to ensure it incorporates all of your income, as well as every expenditure. One thing that many […]

Monday Money #129 Christmas Shopping and My First Christmas Dinner

With just 2 1/2 more weeks left until Christmas its definitely time to get properly organised and sort out all of my Christmas presents and eat Christmas Dinner Number 1. This year I am really trying to support small local business and buy as much as possible from them. I was VERY excited to find […]

Monday Money #128 Great Coffee and More Walking

Welcome back to Monday Money I hope that you have had a good week, we are nearly at the end of lockdown! Of course we then move into the new tier system. I am tier 2 here in Hertfordshire, I really feel for everyone in tier 3 where the restrictions feel pretty much like lockdown. […]

Monday Money #127 Time to check and cancel unneeded direct debits!

Welcome to Monday Money, my weekly post sharing the highlights of my last money saving week. Another week of lockdown 2 passes, is anyone else feeling like me? Is it dragging and seeming like it is lasting forever. Its only been 2 1/2 weeks but it feel SO MUCH longer! We had another lockdown birthday […]

The New Zopa Credit Card – With Unique Control features [ad]

I have spent the past two weeks trying out the new Zopa credit card and I want to share with you the new features that I have given me a feeling of control and security. The Zopa app gives me all the information I need about my spending with analysis and notifications. I have enjoyed […]

Tips For Saving Space Around The House

It seems that no matter how many rooms you have in your house, you will always find yourself struggling for empty space. Your living space needs to contain the essential items for you to live comfortably from day to day. These essential items include a bed, couch, fridge, freezer, an oven and lots of storage […]

Find the Best Prices for all your Christmas Gifts with Idealo [ad]

A question that I am asked most regularly currently by my readers and during media interviews is, “How do I save money on my Christmas shopping?” I always reply with this same guidance and people are often surprised to hear about Idealo and how they can help everyone to find the best prices for all […]

Monday Money #126 Supporting Small Business and Autumn Sunshine

Happy Monday everyone. I trust that everyone is surviving lockdown two, helped out by a few days of sunshine over the past week. I very much made the most of it and went for two mega long walks in the sunshine, albeit very muddy! My Thursday walk was amazing where I found the huge herd […]

Monday Money #125 – I have a teenager

Its a big week in this house with a teenager! I’m really not sure how that happened, time goes so fast, my eldest son DJ is now 13. We celebrated in the only way we could in lockdown with a long walk to the woods and park and a visit to his food takeaway of […]

Is It Worth Getting An Accountant If You’re A Freelancer?

Did you know there are over 2 million freelancers in the UK alone? From graphic designers to writers, web developers to translators, freelancing is a booming market that continues to grow. If you’re a freelancer, you’ll appreciate the autonomy it gives you versus a regular job. But when it comes to your finances, should you […]

Monday Money #124 The Start of the Reverse Advent Calendar

And here we go again into another lockdown. I hope you are doing okay and all have a plan to deal with the next month. Thankfully schools remain open, the government could not delay our childrens education any more then they have done already. We are yet to know the full impact of missing six […]

Monday Money #123 Half Term Visit to Thorpe park & Football

Its half term here in rainy Hertfordshire and I am writing this on a Tuesday! We spent Monday on a visit to Thorpe Park for an early birthday treat for Jack who loves the fast rides, especially the water rides! Not a money saving day in any way with tickets costing £42 each, but we […]