Goal Setting – Saving for your children to go to University
Goal Setting I love to set financial goals. Many of my goals are short-term. Saving for an emergency fund is top of my short-term priority list, three-month expenses done. I am also saving up for two holidays this year. The long-term goals are covered with my private pension contributions. I also have a medium-term goal […]
A leap from Corporate life to Self-employment #2 – Brilliant Together
Welcome to my second post in my new series on Mrs Mummypenny celebrating my small business friends. I will be showcasing people who I have worked with in my previous corporate life who have set up their own businesses. Each person will share details about things like their lightbulb moment, key learnings and proud moments. […]
Monday Money #43 Hypnotherapy for Binge Eating and Voucher Codes
Last week was a great week in so many ways. I am bouncing bundle of positive thoughts and actions today so want to share what I have been up to. Lots of money saving has happened, I have had some amazing feedback and attended a great event. Hypnotherapy Session I had a refresher hypnotherapy session […]
Celebrating Three Years of Working with Aldi on Mrs Mummypenny
I have never stuck at a job as long as I have with Mrs Mummypenny, my fourth baby. I am in my fourth year of running the blog on a full-time basis and it’s the best job I have ever had BY FAR. Back in the first year of Mrs Mummypenny it was all about […]
Review of Bills St. Albans One Year on from Relaunch
Something I love doing is spending time with just one of my children. I have three boys, always talking over one another, fighting over the Xbox or rushing to sit next to daddy. Occasionally I get to separate one child and spend some quality time together. I recently got to take Josh, my middle son […]
Monday Money #42 – Making a Nappy cake & Pancakes
It was a big week for us last week as we found out which secondary school Dylan would be going to. The email was due to arrive on Friday afternoon, I literally felt sick like I was waiting for my A-level results. Remember that feeling? The email arrived whilst I was driving. So I pulled […]
Investing and the Cost of Delay
Hindsight is a wonderful thing. Sometimes I look back to my 20’s and wish that I had behaved in a different way with my money. The big piece of essential guidance I would give to anyone in younger life is to put more money aside for later life. I know it’s unpopular to say, but […]
Top Mortgage Tips for 2019
With regards to mortgages, it seems 2018 was the year of change. It began with historically low mortgage rates and high home prices that favoured sellers rather than buyers. It ended, however, with mortgage rates reaching an eight-year high, a slowing of rising house prices and what appeared to be a promising buyer’s market. Although […]
How to Beat the Energy Bill Price Rises and Save Money
The past couple of weeks have seen all six of the big energy firms hike their prices following Ofgem increasing the level of its price cap. This price cap now increases to £1,254 per year. If you are with British Gas, SSE, Eon, Scottish Power, EDF or Npower then watch out your prices are soon […]
Monday Money #41 Car Insurance Renewal Savings
Last week was half term in Hertfordshire, which often proves to be a more challenging week in terms of expenses. We actually did pretty well in terms of spending. We had lots of football commitments for both Josh and Dylan meaning a fair bit was spent on fuel, but not too much spent on entertainment. […]
Are Separate Finances the Secret to a Happy Relationship?
This is an advertorial post with Aviva. Money can put a strain on a relationship particularly when the money mindsets of both people are different. It’s a happy relationship when both people want to save, not spend, funds are built up over time and spending is within budget. But realistically how many relationships are like […]
The Benefits of Outdoor Walks for Young Children
Its half term here in Hertfordshire I am always looking for things to keep the children amused that don’t cost lots of money. It so important that I get them out into the fresh air and away from that Xbox (that I am slowly beginning to hate) Look at any child these days and more […]