Building your rainy day fund
The famous saying; money can’t buy happiness is only slightly true. Financial security can massively reduce anxiety and, in turn, enable happiness. Building a rainy day fund is a process of making sure you’re financially able to handle life’s worst scenarios. An emergency fund will take away the fear of not making ends meet because […]
Back to School Budgeting – It doesn’t have to cost you the earth!
Its that time of the year the dreaded back to school shop. I am now in my 9th year of back to school, so like to think I have got it down to a fine art and know the best places to buy everything for the best quality and the lowest prices. I have been […]
Monday Money #161 A Week of Fun Spends and Personal Care
How disappointing is this summer weather at the moment? August has been rubbish, lots of rain and not very warm. I am very hopeful for an Indian summer and for things to warm up in September. Just in time for my next little mini break, a weekend in Walton-on-the-Naze in Essex in a caravan. Yes […]
How I am Falling Back in Love with Myself
This year has been a cluster **** for so many of us. Me big time. The early months of 2021, with the uncertainty of covid and lockdown were tough, some of the toughest months I have ever had. For me this meant that I turned to unhealthy coping mechanisms. I was back to my binge […]
Monday Money #160 Spending Diary – Direct Debit Review!
Last week was the fourth week of the summer holidays and I had the boys for most of the week. Hence a bigger spending week. You may remember last week me having a minor stress about my summer spending. I have just looked back over the last few weeks and excluding my bills I am […]
How to Experience a Festival for FREE
Back in July 2021 freedom day happened. The next day I took a covid test to confirm I was negative and was festival ready. Wed 21st July was the first day of festival life for five days. A festival that was 100% free. How come you ask?! Its a new discovery this year, how to […]
Monday Money #159 Spending Diary – Summer Holiday Catch Up
I am back with Monday Money. I know, there has been a three week break, I’ve done something previously unheard of. Taking time away from my business is something that I rarely do. It’s been amazing to have three weeks of time to relax, enjoy fun, think, plan. I need to this more often. It […]
9 Benefits of Owning an Electric Car
Electric cars have become quite popular in terms of saving the Earth and saving money. People are more conscious about the way they live their lives. By being mindful of your carbon footprint, you can create a sustainable future for yourself and later generations. There are different models of electric cars, from battery-electric cars and […]
Do you need Self-Employed Business Insurance? [ad]
Admission time. I’ve been officially trading for 6 years as a limited company, and I’ve never had any self-employed business insurance in place. I have had many conversations with other freelancers and self-employed folks, in same or similar industries and was never clear if I needed to have insurance. And let’s face it it’s not […]
Ways to keep sustainable during the cost of living crisis.
It’s true what they say, going green is back! Sustainability is vitally important nowadays and is a way of living that meets the needs of the present population without compromising the ability of future generations to meet their own needs. Living environmentally friendly means that we live in a way that is both economically and […]
£1000 Saved in Four Different Ways – The results after One Year
In July of 2020 I decided to try out the ultimate savings experiment. I have £1000 saved in four different ways and am tracking the growth over time, and this is my one-year update. I have £1000 saved in four different ways or savings places, from immediate access cash all the way through to my […]
Monday Money #158 A week of trying not to spend
Is anyone else like me with the hot weather having the effect on oneself of spending less? It has been too hot to anything except lie in the garden/play in the pool. That pool I invested £90 in last year comes into its own yet again. Hours and hours of fun just this weekend, all […]