5 Frugal Things post 66 – Topcashback Car Insurance and ISA’s

5 Frugal Things post 66 – Topcashback Car Insurance and ISA’s

I’ve had one of those busy work weeks with lots of deadlines, an event and I got ill! But I have managed to fit it all in, all deadlines hit and I am alive on a Friday night enjoying a glass of prosecco. I started off the week feeling perfectly fine, although Jack my youngest was poorly.

On Tuesday I headed into London to go meet one of my idols. I was so excited to be invited along to the launch of Fearne Cottons new childrens clothing range for Boots Mini Club. She is honestly so lovely, my illusions not dispelled in any way. Shes just a normal girl who did good with working hard. She is very beautiful and friendly in person. Fan girl! And Jack did well with a bag full of goodies, including the coolest soft joggers and baseball hat.

Wednesday I started the day with a long run, I didn’t feel right when I was out running but didn’t stop or shorten my run, Oh no competitive Lynn kicked in and I had to run 5 miles. I felt like rubbish for the rest of the day, the sching quickly kicked in, sore throat, cough, the sweats. Thursday was my worst day for feeling awful, the school run was a killer. And now Friday I’m still ill, but I have rewarded myself with before mentioned prosecco.

One of the big deadlines was a most interesting consumer report on the customer services from the Big 6 energy firms and Octopus Energy. Take a look to see how your energy firm performed, some did way better than others.

So what are my 5 Frugal things

Boot Mini Club Range

The new spring summer range from the Mini Club plus Fearne’s range launched this week. I loved the reversible bomber jackets, the matching joggers and jumpers. There was a black cat theme for the girls and insects for the boys. Value is really important to Boots and was all very affordable. In my goody bag was a set of three pairs of pajamas at £20, joggers for £14. Here are a few pictures.


Are your savings in the right place?

I wrote this week about my plans for my savings. My emergency fund is in place so now is time to move on to to setting up my stocks and shares ISA. I have negotiated an exclusive cashback offer with Wealthify who offer a low cost and flexible stocks and shares ISA product. You can invest from £1 and there are no minimum monthly investments. And with my exclusive code you can get a £50 cashback boost paid into your bank account six month after opening the product. This is a great deal that Money Saving Expert were recommending in February. For March I have the exclusive offer!

Aldi Mothers Day Goodies

I was doing my shopping on Friday in Aldi and had a good look through the mothers day range. They had some really nice sets of the Jo Malone dupe candles and reed diffusers that I love, these were £10 for a set of three. Making them slightly cheaper than buying them separately. The wine range is great and I had a couple of bottle sent to me to try out. I love the organic Prosecco for £7.99. And the Shiraz is a light and refreshing wine, perfect for Sunday lunch on mothers day. I also notices that the makeup range is back in store on special buy, I love the under eye concealer, just £2.99 and the mascara is really good as well.

T-Shirt/Jumper Printing

I have discovered a new company, a start up whom are offering customisable printing of T-shirts/Jumpers. The concept of getting clothes for the boys with their own message printed on a hoody is brilliant. They would wear a hoody every day if they could. I also noticed that you can get tote bags printed and I have ordered a quote for a few Mrs Mummypenny bags for a project I am thinking about. Read on for more information

Car Insurance Savings

I was sorting out two lots of car insurance last week, after the purchase of 2 new cars and our old car has gone. Firstly ,I had to swop over the insurance from our old Smax to new Toyota CHR. I have one month left on the policy and they wanted to charge me £50 admin fee. We had chat, I explained how unreasonable that was and the waivered the fee. Result.

I then needed to arrange a new policy for the the second car, its a small Yaris so is low costing insurance group, but as I learnt you can only use a no claims discount on one car, and that was not this one. After many hours of quotes gradually getting lower and lower I got the Yaris quote down to £350 per year. Doing things like making me the main driver made it cheaper. Still frustrating as the insurance is more expensive than the bigger CHR. But the quotes started at £500, so to get it down to £350 I was happy. I use the comparison tool on Top Cash Back which gave me an additional £30 cashback on purchase of the policy. My Topcashback savings are now up to £2000 claimed in five years. It’s free money and is really worth opening an account. You just search for the company you want to buy from in Topcashback, click through the make the purchase and get some cashback. A few weeks later when it has cleared you can move it your bank account. I also use it to order some flowers this week.

I’m linking up with this CassEmma and Becky in this week’s ‘Five Fabulously Frugal things I’ve done this week’ linky.

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Lynn Beattie

Aka Mrs MummyPenny

Personal Finance Expert

I write about personal finance made simple, lifestyle choices that will save you time and money, as well as products and services that offer great value.

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