Why Do You Need Wedding Insurance? 

Your wedding day is one of the most important days of your life. You’ve spent months (or even years) planning and saving and want everything to go perfectly. But what happens if something goes wrong? Well, stick around, and you’ll find the best solution to any problem that may arise when planning your wedding.

Wedding insurance protects you financially if something goes wrong with your wedding. This could include anything from inclement weather to a vendor cancelling at the last minute. As if wedding planning wasn’t stressful enough!

Why you need wedding insurance: 

With 278,599 weddings held each year, it is clear to see that needing to insure your wedding is important. There are so many reasons why wedding insurance is beneficial. Ultimately, you want to be able to ensure that things run as smoothly as possible. Here’s why: 

  • Inclement weather: Wedding insurance can help cover the costs of rescheduling or moving your wedding indoors should the weather play up. 
  • Vendor cancellations: Wedding insurance can help cover the costs of hiring a replacement vendor and any additional expenses that may be incurred should any of your vendors cancel at the last minute. 
  • Medical emergencies: If someone gets injured or sick on your wedding day, wedding insurance can help cover the costs of medical care. This could also include ambulance rides, hospital stays, and doctor’s visits. 
  • Damage to property: Wedding insurance can help cover the costs of damage to your wedding venue, your wedding dress, and any other belongings.

Although wedding insurance does not need to be taken out, it is a great way to give you peace of mind should anything go wrong that you cannot fix. 

Tips for finding the best wedding insurance: 

You’re probably overloaded with information by now, so here are a few tips to help you choose the best wedding insurance. 

Shop around:

Make sure you compare quotes from different insurers to get the best deal. There’s nothing worse than committing to an insurance agreement and then finding out afterwards that there was a better deal out there. 

Read the fine print:

Read all the documentation and ensure you understand what your policy does not cover. This will also help you understand your insurance coverage better. 

Get quotes from different levels of coverage:

Although you may not need the most expensive plan, you also don’t want to be underinsured. Get the right cover that works for you! 

Start shopping early:

The earlier you start shopping for wedding insurance, the more likely you are to find a good deal. The last thing you want to do is feel stressed because you can’t find the best deal for your needs. 

With Protect Your Family, Wedding insurance is a relatively affordable way to protect your wedding day; it gives you extra peace of mind during an extremely anxiety-provoking time. 


More to explore


Lynn Beattie

Aka Mrs MummyPenny

Personal Finance Expert

I write about personal finance made simple, lifestyle choices that will save you time and money, as well as products and services that offer great value.

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