£1000 Saved & Invested in Three Different Ways – The Results after Five Years
Back in 2020, I started a financial experiment. The beginning of a new decade, during the first year of the COVID-19 pandemic. I wanted to compare the returns on different ways of saving £1,000 over a long period of time. I wanted to see in real pounds and % growth (or loss), how my savings […]
Why adidas Padel Shoes Are My New Favourite Court Companion
Let me start with a confession: I’m not a professional athlete. I’m a mum, a business owner, and someone who’s constantly juggling life’s many balls, sometimes literally. But when I discovered padel tennis, something clicked. It’s fast, fun, and social. And like any sport, it’s a whole lot better when you’ve got the right gear. […]
The devil wears klarna – buy now pay later
And why you should think carefully about using this product. I recently bought a bed and mattress from Wayfair in their sale. I needed a bed, I did not want a bed. My three boys have moved from one shared bedroom to a bedroom each, my 12-year-old needed a double bed and desk. As I […]
How to Budget for Christmas
Christmas is a very expensive time of year, especially if you have children and/or a large family. This year is harder than ever as the rising cost of living is leaving most of us with even less money available. The temptation is to put it all on the credit card, but I would hate for […]
The Mrs Mummypenny Way – How to Pay Off Credit Card Debt
How to pay off credit card debt I have spent the past two years paying off £16k of credit card debt. Finally on the last day of April I paid off the final chunk and can finally say I am debt free. A special moment as it is the FIRST time in my adult life […]
What Is an Acidic pH?
pH is a way to measure how acidic or basic a substance is. It’s a simple scale that helps explain a lot about the environment around us, including parts of the body. When something has an acidic pH, it means it has a higher concentration of hydrogen ions, making it more sour or reactive. Maintaining […]
Need to Put Stuff in Storage? Here’s How to Save
If your hallway is full of boxes, your garage is bursting at the seams, or your child has just left for uni and their entire life is still sitting in their old bedroom, then yep, you’re probably thinking about storage. I’ve been there. It always starts with the best intentions. “We’ll just clear out a […]
The Real Numbers Behind Teen Savings and How We Can Help Our Kids Do Better
As mums, we all know the money chats with our children can be tricky. It’s one thing to remind them to tidy their room or finish their homework, but encouraging them to put money aside? That can feel like a battle. I’ve been there, and I know many of you have too. But here’s the […]
Screen Time Management Statistics and Tips for UK Kids
Screen time can be fun. Watching your favourite shows, playing video games, and browsing the Internet can be a world of discovery. However, overconsuming screen time can have detrimental effects on children and adults. Implementing screen time management strategies can enhance family bonding and reduce your electricity bill. Plus, your children can discover more about […]
Smart Spending: The Hidden Value of Lifestyle Reward Programmes
In today’s cost-conscious world, making your money go further is often about being resourceful rather than simply spending less. We all know the obvious tips — shop around, compare prices, cut down on luxuries — but there’s another, often-overlooked way to stretch your budget: making the most of loyalty schemes. These are the reward programmes, […]
Currency Impacts and Political Realignments
Summer finance is more than just budgeting for vacations—it’s a seasonal lens on how individuals and markets behave when the sun is high and the pace of life slows. For many, summer invites a more relaxed relationship with money. Spending shifts toward experiences: travel, leisure, festivals, outdoor dining. But under the surface, subtle financial patterns […]
Find your style: The fashion trends that are shaping the wedding scene in 2025
Image source: https://www.freepik.com/free-ai-image/fashionable-wedding-dress-collection-hanging-boutique-generated-by-ai_42596589.htm#fromView=search&page=1&position=11&uuid=eb3b66ff-9f65-40f7-8142-49241a1af955&query=evening+dresses+displayed Dresses are, without an ounce of a doubt, the highlight of every wedding. The glamorous frocks and stylish silhouettes that are typically donned at these events provide a feast for the eyes and contribute to the overall aesthetic and ambience, making the occasion all the more special and memorable. And it’s not […]