Three Things to Consider When Picking your Next Family Car     

Purchasing the right car for you and your family is imperative to your happiness and comfort when on the road. If you are expecting a new addition to the family, or just feel like you are in need of an upgrade, there are a huge amount of vehicles to choose from, and you will need to be scrupulous when making your decision. As a parent you should seek safety, security, easy access and lots and lots of room.

If you are considering purchasing a new care for your family, read our top tips of what you should look out for below.

Payment

In the modern day, over three quarters of new cars are bought using some form of finance. Cash now no longer means as much as it used to and you are likely to get better deals by purchasing a car through car finance than if you purchase one with pure cash. You will be able to get cheap car finance deals with no deposit and other deals that are available for people with bad credit that are a lot more appealing to a wider audience.

If you are looking in to purchasing a car through PCP deal, Hire Purchase agreements or Personal Contract Hire, keep an eye of  the total price as well as the monthly repayments; an optional extra may not seem that expensive on a monthly basis, but it’s easy to lose sight of the true cost of options.

Safety

Whether you plan to buy a new or used car, make safety a priority so that you and your family are protected. You want your car to look great, but that doesn’t mean you should sacrifice safety or buy the most expensive model. Some new cars are not necessarily safer than older models and many used cars rate well in terms of safety. If you want to buy a used car, look out for cars that are fitted with key safety technologies such as curtain airbags and electronic stability control. If you are looking for a new car, consider cars with these features as standard or option up if possible.

Car manufacturers include a combination of features which impact on the safety of your car, these are normally grouped in to three categories:

  • Crash avoidance
  • Crash protection
  • Driver comfort

Make sure driver and passenger restraints and related protection devices working together as an integrated system.

Petrol or diesel

Many people make the mistake of thinking that all diesel run vehicles are a lot cheaper to run than petrol cars, but this isn’t always the case.  Petrol will work out cheaper to run and cheaper to buy if you’re only doing short journeys or not covering over around 12,000 miles per year. Petrol is usually a few pence per litre cheaper than diesel at the pumps, but diesel engines are generally more efficient than petrol by a considerably higher margin. That means a diesel model will almost certainly be cheaper to keep filled up, even if you only do an average mileage.

Start by sitting down and going through everything you might need from your new car. Then it’s about searching through the different models. Read reviews from websites you trust to get an idea of some cars that fit your criteria. Once you have managed to do as much research as you can. Then you have done all you can to find the best deal and you are ready to make a purchase.

This is a collaborative post.

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Lynn Beattie

Aka Mrs MummyPenny

Personal Finance Expert

I write about personal finance made simple, lifestyle choices that will save you time and money, as well as products and services that offer great value.

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