Welcome to Mrs Mummypenny - Personal Finance Expert
I write and talk about personal finance made simple – lifestyle choices that will save you time and money.
In this site you’ll find my top personal finance, money saving and budgeting tips to help you get started on your money saving journey, along with products and services that offer great value.
Get your week off to a great start with ‘Monday Money’ the weekly post where you’ll get to read the best money tips or have a listen to the podcast.
You’ll also find my spending diary here, where each week I itemise everything I’ve spent (yes, everything)!
Lynn Beattie (was Lynn James).
Mrs MummyPenny (aka Lynn Beattie) in the media:




Quick Jump To:
Where shall we start?
Healthy Wealth
Get Inspired

PensionBee launches Flexible Pension for the Self-Employed – AD
Being Self-Employed comes with many advantages, flexibility, control and freedom being the main advantages. But there are also disadvantages and financially there is a big

Are you Panicking About your Debt? Here is a plan to become debt free
Take a Deep Breath and come up with a plan Its time to rip off the plaster. You may be panicking about your debt but

My Ultimate Money Saving Tips for the New Year
Ultimate Money Saving Tips Its that time of the year when resolutions have been set. Maybe one of them is to improve your finances. Maybe

PensionBee launches their Brand-New Fossil Fuel Free Plan
It’s an exciting time for the pension world and for so many of us who have been waiting for a truly ethical way to invest

Give the Gift of Gold to Your Children for Christmas (ad)
Every year my boys get the gift of money at Christmas from relatives, from the grand-parents, aunts and uncles. In the past this money has
Lifestyle
Always Tried and Tested
Luxury life on a budget.
What Should Parents Be Mindful of Before Investing in New Flooring?
Being a parent is difficult. You need to account for the children before making any decision. This also applies to redecorating the family home. Not

My Favourite UK Money Bloggers and Why You Should Read their blogs
Favourite UK Money Bloggers I am part of the UK Money Bloggers community. I write about financial freedom and offer guidance and tips based on

Is It Worth Getting An Accountant If You’re A Freelancer?
Did you know there are over 2 million freelancers in the UK alone? From graphic designers to writers, web developers to translators, freelancing is a

The Reverse Advent Calendar – Giving to you local Food Bank
This is the fourth year running that the UK Money Blogger Community has worked together on mass to give back to charity. Again we work

Free/low cost Half Term Ideas
October half term is a challenging one. Its cold and often raining so outdoor activities can be a challenge. Here are a few more half
Monday Money
Inspiration to Save Money

Monday Money #133 Lockdown Diaries Week 2 – Low Spending!
I am very happy to share that I have had a really good week for spending. Even when I take into account some fun money,

Monday Money #133 Lockdown Diaries Week 1
As promised I am bringing back my lockdown diaries for 2021 and the start of full lockdown 3. I started them at the beginning of

Monday Money #132 Happy New Year – A Fresh Start
Happy New Year to all my Monday Money regular readers. It’s January and I have awoken today feeling positive and full of the joys of

Monday Money #131 Merry Christmas and Happy New Year
I wanted to end this year with a final Monday Money post to wish all you wonderful readers a very Happy Christmas and Best Wishes

Monday Money #130 A Treat Dinner in London
We have early made it, Christmas is nearly here. I am so very much looking forward to some time off over Christmas and New Year.
Body & Mind
Connecting the big dots

Mrs Mummypenny 2020 A Year in Review
I love to write these posts every year, its such a great way to end each year by reflecting back on what I am super

The Reverse Advent Calendar – Giving to you local Food Bank
This is the fourth year running that the UK Money Blogger Community has worked together on mass to give back to charity. Again we work

I have beaten SAD depression this January with Exercise and Healthy Eating
SAD depression – My Journey I have written about my battle with Seasonal affective disorder many times on my blog. It is a debilitating illness

Enough of the Should, Start with the Could
Much of my life has been spent living what I should be doing. Enough of the Should! I should go to university, I should become

How I lost 2 Stone with Clean Eating during lockdown
Yeah for Lockdown ending and getting back to a new normal. Being able to return to the gym is a BIG deal. But this hasn’t
THE MONEY-TALKS PODCAST
Looking for a valuable podcast? Want to have a healthy wealth binge, and catch up on dozens of episodes?