Monday Money #130 A Treat Dinner in London

We have early made it, Christmas is nearly here. I am so very much looking forward to some time off over Christmas and New Year. I will be heading home to Penzance for a few days following all the rules about umber of households meeting up. Nobody in my family is vulnerable so we feel okay to meet up. I cant wait to be near the sea, we have planned a long coastal walk for one of the days, expect alot of Cornwall photos on Instagram!

Christmas Shopping is now done

I did my last bit of Christmas shopping on Saturday in Debenhams. It was really busy which made me feel sad, maybe if it had been this busy over recent times they wouldn’t have gone into administration? There were some great bargains to be had. I bought a Christmas pressie from my boys to me (of course I bought it myself), a dressing gown with 30% off taking it to just £17.50. Debenhams has so many cool 3 for 2 stocking filler gifts and I bought a waffle maker, a request from Jack for Christmas!

I am waiting on a couple of items ordered online, one from Amazon and I fear that it wont get here for Christmas. Amazon was the only place that stocked this particular jumper for one of the boys and now it won’t arrive until January. Not impressed.

I have made full use of TopCashback with any online shopping this year. I saved 7% on some trainers from Footlocker, 5% off North Face and another 10% off some clothes from Hype. Its such a great way to save extra money. Open an account and search for your chosen retailer, click through to the website to buy as normal and get some money off your purchase. Sign up for an account here. This is a refer-a-friend link and I get a small thank you payment if you sign up. THANK YOU!

Experian Boost

I have done some work with Experian this week writing about their new Boost, where you can get an immediate boost to your credit rating. This is done by adding in details of things that you regularly pay for like council tax, subscriptions and regular savings. It all goes to show that you can regularly pay your bills adding to your credit worthiness and thus credit score. Go read the post to find out more.

Dinner in London

This is not a money saving tip in any way but I had an amazing dinner out in London on Wednesday with my bubble partner. We went to City Social a restaurant on the 24th floor of Tower 42, the old Natwest tower in the city. This is first properly posh meal I have had this year so we decided to push the boat out. Tasting menu with wine to match and cocktails in the bar before dinner. It was really lovely and such a treat pre-Christmas to close off a challenging year. It wasn’t cheap, definitely more than £100!

Transfers into my Pension

I wrote about my 2020 Savings goals this week and shared my pension achievement. I had planned to save £500 per month into my pension and I managed to do it. The year was completed with a £5k transfer into my pension last week. I have shifted my mind-set with my pension and just see it as another savings pot. But also a pot that saves me on my tax bill! If you want to read more about my goals and if I achieved them take a read of the post. Its not all good news.

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Lynn Beattie

Aka Mrs MummyPenny

Personal Finance Expert

I write about personal finance made simple, lifestyle choices that will save you time and money, as well as products and services that offer great value.

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One Response

  1. It seems to me that the economy of money and Christmas are not very compatible concepts, but this year I’ll try to listen to your advice and suddenly something will work out? Happy Holidays!

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