An Ultimate Guide to Rent in Glasgow

Before you rent a house, you will have to provide documents and information to show that you’re a good tenant.

Additionally, if you are renting in Glasgow, you will need to show that you and any other individuals who’ll be living with you have the ‘right to rent’ in the united kingdom.

Having the paperwork ready will help you rent more quickly. Get the letting agent’s and landlord’s name and contact information before you provide them with the documents.

Importance of Having Right to Rent

Your letting agent or landlord may ask to see your immigration passport or documents while you renew or start your tenancy. They’ll also ask to check the records of any other individual living with you. They usually do this to see you have the legal right to live in the United Kingdom and to rent – this is what’s called the ‘right to rent check’.

Section 21 of the immigration law 2014 states that an individual is disqualified in case he/she is not a proper national, and doesn’t have a legal right to rent with regards to the premises.

Why Is Right To Rent Important for Property Owners in Glasgow?

Property owners in Glasgow (or their brokers) check the immigration history of prospective renters and take action against a renter in case their immigration history changes.

Property owners are required to:

  • Inquire prospective renters to provide personal identity from a list of specific documents
  • Check the documented proof and keep a duplicate of it for their own records
  • Not rent their property to any renter who can’t provide adequate proof of their right to rent

For those who have lived in the United Kingdom since before 1990, for instance, if they are a part of the Windrush generation, and they don’t have any records, they will have to explain to the property owner how long they have lived in the United Kingdom.

The property owner should get in touch with the LCS (Landlord Checking Service), who will make sure they know if you have got the ‘right to rent’ and provide you with the right documents.

Personal Reference Inspections

You will be required to provide references to show that you have enough money to afford the property, and will certainly be a good renter.

You will usually require to provide a reference from:

  • the previous and current landlords if you are renting from your letting agent
  • your employer – to show that you have a job and it’ll continue

If you are required to give the current bank statements to show your earnings, be sure you protect your bank account numbers for security.

Getting A Reliable Guarantor

You will be required to provide your guarantor, for instance, if you have not rented before. Your guarantor is actually a person who agrees to pay your rent if you do not – you can ask your mother and father or a person in your family to get this done.

Credit Report Checks

Your landlord and some letting agents will conduct a credit score assessment to find out if you have had issues paying your bills in the past. They should get your permission first.

It is actually more uncommon for landlords to conduct credit assessments because they can certainly make it harder to rent out a house. For those who have got a less-than-perfect credit history, it is advisable for them to be sincere and explain the particular situation.

If you are renting through any letting agent, do this before you decide to make them any payments – if you are unsuccessful in your credit rating, you might not be able to get the money back.

This is a collaborative post.

 

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Lynn Beattie

Aka Mrs MummyPenny

Personal Finance Expert

I write about personal finance made simple, lifestyle choices that will save you time and money, as well as products and services that offer great value.

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